Calculate Your True Take-Home Pay

Understand exactly what you'll earn after tax, National Insurance, student loans, and pension contributions for the 2025-2026 tax year.

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Your Salary Details

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Enter your salary details to see your comprehensive take-home pay breakdown

Accurate Calculations

Our calculator uses the latest HMRC rates for the 2025-2026 tax year, including all tax bands, National Insurance thresholds, and student loan repayment rules.

Complete Breakdown

See exactly where your money goes with detailed deductions for income tax, National Insurance, student loans, and pension contributions.

All UK Regions

Supports England, Wales, Scotland (with 6-band system), and Northern Ireland tax calculations with region-specific rates.