UK Salary Calculator 2026-2027
Calculate your take-home pay after tax, National Insurance, student loans, and pension contributions. Free, accurate, and updated for the 2026-2027 tax year.
Enter your information to calculate take-home pay
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Enter your salary details in the form to see your take-home pay breakdown.
Learn More About UK Taxes
About the UK Salary Calculator
Our salary calculator provides accurate take-home pay calculations for the 2026-2027 tax year. It calculates your net salary after deducting income tax, National Insurance contributions, student loan repayments, and pension contributions.
What's Included
- ✓ Income tax calculations (England, Wales, Scotland)
- ✓ National Insurance contributions (Class 1 Employee)
- ✓ Student loan repayments (Plans 1, 2, 4, 5, and Postgraduate)
- ✓ Pension contributions (salary sacrifice and relief at source)
- ✓ Scottish tax rates (6-band system)
- ✓ Custom tax codes supported
Key Features
- ✓ Updated for 2026-2027 tax year
- ✓ Multiple pay period options (annual, monthly, weekly, daily, hourly)
- ✓ Detailed breakdown of all deductions
- ✓ Effective and marginal tax rates
- ✓ Visual charts and graphs
- ✓ Free to use, no registration required
Frequently Asked Questions
Is this salary calculator accurate for 2026-2027?
Yes. The calculator uses official HMRC income tax, National Insurance, student loan, and pension thresholds for the 2026-2027 tax year (6 April 2026 to 5 April 2027).
Does it work for Scottish taxpayers?
Yes. Select Scotland as your region and the calculator applies Scotland's six-band income tax system instead of the England/Wales/Northern Ireland rates.
Can I include student loan and pension deductions?
Yes. The calculator supports all UK student loan plans (1, 2, 4, 5, and Postgraduate) and both salary sacrifice and relief-at-source pension contributions.
Is my salary data stored or shared?
No. All calculations run in your browser. Nothing you enter is sent to a server or stored.
Disclaimer
This calculator is for illustrative purposes only and provides estimates based on the information you provide. Actual take-home pay may vary based on personal circumstances, tax codes, and other factors. This tool should not be considered financial or tax advice. For personalized advice, please consult a qualified accountant or tax advisor.